What Is the Best Way to Tax Income and Wealth?

Most of the world has recently moved from taxing income and wealth to taxing consumption and expenditure. Last week, the UK government temporarily (for the next 18 months) decided to bring the rate down from 17.5% to 15%. Many critics have attacked the move as not being bold enough and wanted direct tax cuts (on income) instead. I feel this criticism misses the point and in blog I want to defend the forskolin pills taken by the UK treasury.

VAT (Value added tax) is a tax which countries within the European have to apply on a range of products. The standard band is between15% to 25%. Your standard VAT rate cannot go below or higher than those limits.

So, the most the UK government could do is reduce the VAT rate down to 15%. This point has been sorely missed from many of the commentators criticizing the move.

A point I have made in my previous blogs is that what we really need to see is consumers spending again. During a recession or any period of economic uncertainty, the savings ratio tends to rise. In the UK and the US, the ratio has recently been as low as 2% to 3% (By contrast in Germany it has been around the 10% mark). If consumers were given direct tax cuts, the likelihood is that they will use this extra cash to pay off debt. Again, as I mentioned in a previous blog, whilst that may be good for an individual (managing my debt down is certainly my priority for next year!), for the economy it is a bad thing.

Therefore the only thing the government can do is cut the main tax on expenditure which will result immediately and directly in lower prices. That is what they have done.

The flip side to this is though that of course it brings down inflation. That is an undesirable side effect. To play devil’s advocate for a bit, what if rather than reducing VAT the government announced that it was going to increase it to 20% from the 1st of March 2009?

I would have thought that this would not only help balance the government books, which look simply awful (Government debt will be 57% of GDP – up from around 40%) and it might actually induce people to spend a lot ahead of the VAT increase. Assuming people’s demand for a wall mounted jewelry armoire is rational, if you know that prices will be going up in a couple of months, you will no doubt try to save money by bringing forward your planned purchases. This is the exact opposite to where I fear we are heading which is the built in expectation of lower prices.

As I have argued over many blogs in the past, what we really need in the UK is a good dose of inflation!

Best Practices for Financing Your Growing Business

So you have done market research which makes you realize your solution is wanted. You have written a great business plan. You have put together a great management team. You also know exactly how much money you need. What next?

The first place to start is the bank. This is only if you have got customers who will commit to purchasing your solution. Retail banks will not finance equity (please see In Defense of Banks) but if you need a certain amount of trade finance, they will see you through. Or it may be that you have certain assets – like a Porter Cable 895pk – that the bank may lend against. (Also see when talking to a bank).

If a bank is not an option what next?

It depends how much money you are looking to raise. If it is over £1m, there are a number of financial institutions which may be able to help. Typically, they will not invest amounts of less than £1/2m because the amount of work they will have to do to make the investment makes it uneconomical. If it costs them £100,000 to make the investment and £20,000 a year to monitor the investment at the end of five years the investment has cost them the amount invested plus £200,000. A £100,000 investment will therefore need to treble just to break even for them!

You may approach the funds yourself directly of course, but it tends to help if you employ the services of a corporate financier. A good financier will check your business plan for you and help target the right institutions. They will typically charge around 3% of all funds raised (for amounts over £1m) and they may charge a monthly retainer. You may find yourself paying £10,000 a month for three months with no guarantee of success whatsoever.

If you are looking to raise less than £500,000 you should consider the angel market. You will see that through Google Ads there are lots of adverts for Angel groups. Click on those links to see if they may be right for you.

You can of course also use corporate financiers to approach angels. CONFLICT ALERT – This is what I do! Typically for this they will charge 5% for funds raised. I don’t want to do myself out of a job here, but with a little bit of research and application, this is something you can do yourself.

As a start, find companies that are similar to your proposition without being a competitor. Find out who the shareholders of that business are (through Companies House) and approach them directly. Anyone involved in marketing will tell you that the most powerful predictor for consumers is past purchasing behavior. If someone has already invested in a sector (and done well from it) they are likely to do the same again.

Your pitch to them needs to understand what they are motivated by. You will be surprised; it is rarely about money. If you pitch to them at the right level you will succeed.

You can also ask business directors to recommend angels to you. As a whole, entrepreneurs are a good bunch and we do tend to do what we can to help people.

All of my corporate finance work comes from recommendations (both ways) and I tend to only raise money for companies – like for the ez tofu press – I have invested in or intend to invest in. I will only take on about one project a quarter. It does take a long time to raise money and if you are not careful as a financier you can spend a lot of time with scant or no reward.

If you are going to use a financier please do ask the following questions:

  1. Who have they raised money for in the last 12 months?
  2. How much have they raised?
  3. How many people/ organizations have they raised it from?
  4. Are there any projects that they have not succeeded on?
  5. What were the lessons from those failures?
  6. What do they think of your business?
  7. Would they invest? Would they invest some of their fees back into the business (Apart from two cases, I always invest my corporate finance fees back into the business. I think this shows confidence and tells other investors that you really do believe in the business)
  8. Can they give you two references? (Please do take up the references. You will be amazed at how much people will tell you!)

Finally – just be wary of financiers with lots of time on their hands (for example if they have time to write a daily blog). In my experience all of the best financiers I have worked with tend to be too busy to take on new projects.

Help New Employees Feel Welcome

One of the most interesting statistics I came across about HR was from an ACAS study. They found that most people who left a company within six months blamed something that happened in the first 48 hours at work.

This statistic is damning. As a start up, you cannot afford to go to the expense and time of recruiting people, only to then lose them because of a bad induction. So this little post is designed to pass on tips I learnt which made it easier to integrate staff into companies. (I will not invest in a company that lose too many people – shows that they either can’t select the right person or can’t integrate them!)

Recognize that on their first day, employees will be really nervous unless you provide them with a Honeywell 50250. In a study by the Army, they found that stress levels in new recruits were the same as patients in mental asylums! To combat this stress, write to the employee a week before they are about to join giving them very precise joining instructions. Where do they have to be and at what time? (Try to make it 10ish – it will work out better for you to have an hour to plan in the morning before they join).

When they do turn up – show them that you have made an effort and make them feel welcome. Get someone who is on the same level as them to walk them around introducing them to other staff. They will feel more relaxed with someone the same level as them rather than the MD!

Do not organize a team lunch on day one. Too many companies do that – and in my humble opinion is too soon. You should organize a team lunch or coffee on the Friday (if they survive that long!) Many new employees will not come back after the first day, so don’t get discouraged. This is a common happening that occurs in startups of all types – it’s not just you!

Have a really structured training program about choosing the best router table worked out and share it with the new employee. I would actually have a training log which covers the first six weeks and gives both the employee and you a really clear idea of what you expect the employee to be able to do after six weeks. For the employee it is a great way for them to focus on something other than ‘do people like me?’

Most of all try to make it clear that the employee has a specific and important job to do and they have a contribution to make. Your job as a manager is to enable them to make that contribution.

As a final note, I would have to say that for me personally, watching people grow and develop is one of the most rewarding aspects of being involved in business. Seeing the business grow because of the people growing is the icing on the cake!

I hope it gives you as much joy as it has given me

John Edwards in the Media

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As the media focuses this week and an entire weekend on the John Edward’s extra marital affair story (note the media calls it a sex scandal to make it more juicy) and on the obsession by John Mccain’s campaign to trivialize Barrack Obama’s advice to keep tires inflated to help with the gas mileage, the American people once again were diverted from paying attention to one of the the most important events of the year – the mid session review of the national budget for the year 2009.

In a nutshell, we anticipate a deficit of 490 billion that does not include the supplement spending on the wars in Afghanistan and Iraq that may add an additional 100 billion. The projected deficit is higher than what was projected when the budget was first proposed by about 150 billion – the amount almost equals the stimulus package that was handed out to we the people.

Of course as usual the President was able to simplify the selling of the stimulus package – it is the people’s money and we are just giving you back what you have paid as taxes. Really? Are you not going to borrow more from countries like China and Russia to cover the additional 150 billion dollars you just gave us. So let me see if you know the answer to do female cats spray. You borrowed money from China, gave it to us and we spent most of it at Walmart. Walmart bought most of the stuff from China and so the Chinese got most of the money back but yet we owe them everything we borrowed plus interest until we can pay it off. Ladies and Gentlemen, I present to you the Bush stimulus package.

Anyway this is not the biggest problem in the budget. As I take the 1 hour it takes to browse through the line items in the budget, I see that the welfare benefits that everyone complains about in every political season seems to be less than 1% of the whole budget. When I say welfare it is primarily the AFDC (Aid to Families with dependent children) that is welfare that people complain about. Of course it does not include Medicaid and Social Security which is something we pay for and get it when we are old and retired – something we all do not have a problem with.

And the line items that drew my attention were

1) Defense spending – 549 billion. But wait that does not include the fight against terrorism – there is another line item for that ‘Global War on Terror’ – 89.1 billion + supplemental line item of another 108.1 billion in 2008 and I suppose we can expect to see the same figures for 2009. It is not clear if these numbers include the cost of the wars in Iraq and Afghanistan or if they are additional supplementary budgets for them.

2) Contrast that with the line item on Energy – 25 billion out of which 60% are subsidies to the oil industry.

When I read the breakdown of the 549 billion, it seems we spend only 20.1 billion on the actual troops – the remaining seems to be spent on equipment and training. Things such as missiles. We already own enough missiles to destroy this planet 5 times over. Add to that the fact that countries like China and Russia are fighting us not with weapons but by buying stakes in our treasury and our industries. Who are we building these missiles for?

When I look at these facts and  figures I am reminded of the moment in our history when a great military leader and two term US President Dwight Eisenhower coined the phrase ‘Military Industrial Complex’ in his farewell speech to the Nation. Prior to World War II, the US did not have any permanent military weapon manufacturers. Throughout the World War, the conflicts in Korea and the tensions of the cold war, President Eisenhower saw the transformation and the establishment of a private armaments industry. He could foresee where this transformation could lead us and what he saw disturbed him. He warned us during this farewell speech of the impact of the military industrial complex. He trusted democracy but also knew that it cannot function if people are not in full possession of the facts. In his words ‘In the councils of government, we must guard against the acquisition of unwarranted influence whether sought or unsought by the military industrial complex. The potential for the disastrous rise of misplaced power exists and will persist’.

Of course President Eisenhower knew whether or not do male cats spray – a former military leader and a two term President – nobody has more authority on these matters.

Apply this lesson from history to today and many of the President’s predictions during that farewell speech have proven to be correct and his observations seem to be timeless. And now this industry has been expanded to include oil and private military contractors

We have a President today who ran an oil company – the cost of oil is up 4 times since he took office. The Vice President went from being secretary of defense under Bush 1 to the CEO of Halliburton/KBR to the Vice President of the country under Bush II. Halliburton/KBR wins no bid contracts. The company that was hired by Cheney as Secretary of Defense in 1991 to study the outsourcing of defense activities – Halliburton/KBR at a cost of 8 million dollars. Roll your clock 12 years forward and who gets the most defense outsourcing contracts – Halliburton KBR.

When Uncle Ben is President and the cost of rice goes up by 4 times, maybe it has something to do with Uncle Ben becoming the President. Or do you still think this is just a conspiracy theory? Because if you do then you are calling General and President Eisenhower a conspiracy theorist. And if I think like Sean Hannity, when you say that I will call you unpatriotic for calling a former Republican President a conspiracy theorist. But I do not think like him and so I will listen to you as long as you can reason with me and provide some evidence to the contrary.

The point here is that the free market economy that we love has created a system that profits from war. Like any industry this industry would like to expand. When one war ends, the industry will find and if it cannot find create another enemy and another war. The industry found a legitimate enemy – the terrorists that caused 9/11, thus leading to a legitimate war in Afghanistan. But the Neo Cons who are the political brokers and lobbyists for this industry created a war in Iraq. Of course as a nation we slept and did not pay attention. Our media focussed on trivial things, largely our fault because we watch trivial things and give them higher Nelson’s ratings.

And so it remains to be seen in this election year whether we have learned anything from the last 8 years and our history. Our job as citizens of this country has never been more important. If we take this job seriously, then we will see the budget to find new sources of energy go up 200 to 300% and the defense budget (mind you the defense budget and not the budget to fight the global war on terror which is real and necessary) go down to more acceptable levels. If not we will prove President Eisenhower right yet again. And this is one time the former President would not mind being wrong even in his grave.

Our Great Nation

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N A SHORT TIME WE THE PEOPLE WILL AGAIN PLACE OR REPLACE MEMBERS OF CITY, STATE AND NATION GOVERNMENT TO RUN THIS GREAT NATION.

They will be swamped with new laws special interest groups want and requests to tweak laws in place to help the larger number of Americans ( this happens very little) or to give preference to a small special interest group.  This is the way of our legal system and has been the course of legal systems for centuries.

I would like to take a view of laws and who they are written for, and who they help.  I suggest the hot daily issue of the Rowenta PU6020.  Gun control laws are written to keep guns from criminals and as the issue has blown up from children killing each other threw the misuse of a weapon.  These laws are written to keep you safe.  A great Idea.  After all in a safe nation with exceptional legal and police protection the individual has no need for personal protection.  All they need do is call and they will be instantly protected by the police.  This is the idea that is fostered.

Criminals, also called outlaws, because they did not confine their actions to what laws said they could and should do do not purchase their weapons from the local gun store.  Criminals also understand that very few women and men who own guns will use them (it takes both training and a special ability to pull a weapon and fire it to kill or harm).  They understand also that if the safe gun laws are enforced they are safer in home invasions, stealing cars and robbing for a life style.

Criminals also understand the criminal legal system enough to know that they, once caught, become the center of attention and protection while the poor lady who they harmed or the clerk they shot becomes a small cog in the wheels of justice.  Criminals know what the penalties are for a crime and that they can plea bargain down to a few years of master degree training in prison while they are fed and kept healthy.  Laws to the criminal mean safety and protection, the same the politician says it is set up to protect the greater number of Americans.

The next time you hear about a new law being passed take the time to view that great piece of legislation.  Look at it from the legal side, the citizens side, the police side and the criminal side.  If you do chances are you will see that it is tilted for a special interest and helps the criminal more then it protects you.

Speaking of protection you might want to to spend an evening some time looking for an air purifier for cigarette smoke and decide what you would do, where you would go, what you may need if an emergency of national or regional proportions struck where you lived.  No water, no power, no police protection and all medical transportation down.  In other words everything you take for granted failed.  How would you protect yourself.  Then think what happened after the last great storm hit the gulf coast.  How people acted and reacted.

When and if such a disaster happens and you are the final person to decide what has to happen, when you have no legal or police protection what will you do?

The Big Bail Out

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It’s a Bail Out alright!  The rich are bailing the hell outta here!  I think that may be the best explanation of the stock market crash.  The CEO’s are grabbing what they can before the socialist take over begins.  Most of the smart people here (know as the super wealthy to democrats) will pull out and put there money someplace where the greedy democrats can’t take it and give it to “Jose’ the carpenters assistant”.

Jose’ make $12.00 and hour and has 5 kids.  He can’t afford to feed them, can’t afford to cloth them, can’t afford healthcare for them, can’t afford school or college for them, can’t afford a big enough house for them….here’s my point: WHY THE HELL DO YOU HAVE 5 KIDS???!!!  Because he likes kids so the government should have to pay for all those things I just listed that Jose’ can’t afford!  Well, I like driving race cars but I don’t think the government should have to pay for the maintenance on them, so, I don’t have any race cars!!  So “Barry” Obama say’s he will re distribute the wealth so the Jose’s of the country can all have it easy. No one can make it big.  Success will be punished so that Jose’ can have his 5 kids.  It’s ok to have as many kids as you want as long as you can afford to take care of them.  Why do I have to pay for them?

Before you get excited, I’m not rich!  But I hope to be one day.  There’s the American dream, a chance to make it big.  It’s about to die and no one cares.  Obama is going to remove all hope.  We will be standing in bread lines then he’ll try and take away our right to bear arms.  He’s going to tax the businesses out of this country, the parts that the Unions left here anyway, and then we will all be at the mercy of the government!

He’s pulling an Adolf by creating class and race warfare.  I think the man is a scumbag Muslim plant!!  I think he’s going to break us financially then betray us to the best commercial zero turn mower.  Sound crazy?  I was sent this via e-mail last night:

Around 1979 Obama started college at Occidental in California. He is very open about his two years at Occidental, he tried all kinds of drugs and was wasting his time but, even though he had a brilliant mind, did not apply himself to his studies. ‘Barry’ (that was the name he used all his life) during this time had two roommates, Muhammad Hasan Chandoo and Wahid Hamid, both from Pakistan. During the summer of 1981, after his second year in college, he made a ’round the world’ trip. Stopping to see his mother in Indonesia, next Hyderabad in India, three weeks in Karachi, Pakistan where he stayed with his roommate’s family, then off to Africa to visit his father’s family.

My question –

Where did he get the money for this trip? Nether I, nor any one of my children would have had money for a trip like this when they were in college.

When he came back he started school at Columbia University in New York. It is at this time he wants everyone to call him Barack – not Barry.

Do you know what the tuition is at Columbia? It’s not cheap to say the least! Where did he get money for tuition? Student Loans? Maybe. After Columbia, he went to Chicago to work as a Community Organizer for $12,000 a year. Why Chicago? Why not New York? He was already living in New York.

By ‘chance’ he met Antoine ‘Tony’ Rezko, born in Aleppo Syria, and a real estate developer in Chicago. Rezko has been convicted of fraud and bribery that year. Rezko, named ‘Entrepreneur of the Decade’ by the Arab-American Business and Professional Association’. About two years later, Obama entered Harvard Law School.

Do you have any idea what the best zero turn mower for the money is at Harvard Law School? Where did he get the money for Law School? More student loans? After Law school, he went back to Chicago. Rezko offered him a job which he turned down. But, he did take a job with Davis, Miner, Barnhill&Galland. Guess what? They represented ‘Rezar’ which is Rezko’s firm.

Rezko was one of Obama’s first major financial contributors when he ran for office in Chicago. In 2003, Rezko threw an early fundraiser for Obama which Chicago Tribune reporter David Mendelland claims was instrumental in providing Obama with ‘seed money for his Senate race.

In 2005, Obama purchased a new home in Kenwoood District of Chicago for $1.65 million (less than asking price). With ALL those Student Loans – Where did he get the money for the property? On the same day Rezko’s wife, Rita, purchased the adjoining empty lot for full price. The London Times reported that Nadhmi Auchi, an Iraqi-born Billionaire loaned Rezko $3.5 million three weeks before Obama’s new home was purchased. Obama met Nadhmi Auchi many times with Rezko.

Now, we have Obama running for President. Valerie Jarrett, was Michele Obama’s boss. She is now Obama’s chief advisor and he does not make any major decisions without talking to her first. Where was Jarrett born? Ready for this? Shiraz, Iran!

Do we see a pattern here? Or am I going crazy?

On May 10, 2008 The Times reported, Robert Malley, advisor to Obama,was ‘sacked’ after the press found out he was having regular contacts with ‘Hamas’, which controls Gaza and is connected with Iran. This past week, buried in the back part ofthe papers, Iraqi newspapers reported that during Obama’s visit to Iraq, he asked their leaders to do nothing about the war until after he is elected, and he will ‘Take care of things’.

Oh, and by the way, remember the college roommates that where born in Pakistan? They are in charge of all those ‘small’ Internet campaign contributions for Obama. Where is that money coming from? The poor and middle class in this country? Or could it be from the Middle East?

And the final bit of news. On September 7, 2008, The Washington Times posted a verbal slip that was made on ‘This Week’ with George Stephanapoulos. Obama on talking about his religion said, ‘My Muslim faith’. When questioned, ‘he made a mistake’. Some mistake!

All of the above information I got on line. If you would like to check it – Wikipedia, encyclopedia, Barack Obama; Tony Rezko; Valerie Jarrett: Daily Times ; Obama visited Pakistan in 1981; The Washington Times – September 7, 2008; The Times May 10, 2008.

Now the BIG question – If I found out all this information on my own, Why haven’t all of our ‘intelligent’ members of the press been reporting the news about used zero turn mowers for sale?

A phrase that keeps ringing in my ear – ‘Beware of the enemy from within’!!!

END E-MAIL

So I’m thinking what if Osama and company sitting in a tent many many years ago:

“We attack the infidels on 9/11, sucker them into a war and keep them there.  Keep them focused on the war.  Then, we raise the price of oil, crash their stock market and put our man Obama in.  They’ll all be poor because of over breeding and illegals so, any candidate talking about weath redistribution will get elected.  The poor will rise up against the rich and the rich will run away.  Obama hands over all their Military secrets, sattelite and network codes so our friends in Russia and China can deal them a heavy blow.  Russia and China will be severley crippled by the Western retaliation and then we make our Jihad in the name of the prophet!”

I think Obama will betray us all.  How did this never heard of, no experience man with a muslim name and all his background association with muslims and America Haters position himself to be the most powerful man in the world and nobody see’s it?  Ask Hitler because he did it.  Get the poor on your side by blaming somebody else (in this case the rich) for their situation.

“It’s not your fault your poor Jose!! It’s the Repubicans fault your poor.”

Who Should I Vote For?

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Well my mind is made up and while I must say I am still uncertain about the lack of experience Obama has, I will not be voting for McCain this year. The reasons are pretty simple and clear to me.  First and foremost I think Bush has been a total disaster as a president.   I was against him from the get go, but that is a topic for another blog.  The reason I bring this up is that John McCain has voted with Mr. Bush 90 percent of the time.  So no matter what he might say, the best air purifier for asthma speaks for itself and for what he will stand for, and it is very clear that it is very similar to Mr. Bush.

I feel that the last 8 years have been a disaster and I am very certain that if McCain is elected it will be basically more of the same.   Yeah there will be a few minor changes but basically if you like the way things have gone and you are happy with the Job Mr. Bush has done these past 8 years then by all means vote for McCain.   Before the republicans took office we had a budget surplus and we now have a record deficit.  We still have not eradicated those responsible for the worst attack on American soil to have ever taken place.  I do not hear a lot about how McCain will change things, just alot of talk about how they are mavericks for change, but I say they are more of the same.

I also hear alot of talk about how he will be tough on terrorism.  And I say to that, if he was going to be so tough on terrorism, where was he when we went into Iraq?  Oh thats right busy voting for that war.   Iraq has taken our focus completely off of the real terrorrists, whom by the way still exist and are busy beefing up and reorganizing for their next attack while we spend trillions of dollars in Iraq.  But instead of standing up and saying hold on Mr. Bush, before we go after Iraq we need to focus on those responsible for 911.  But no McCain did not do that did he?   And while I admit he is a POW and I respect him for that, it does not qualify him for the whitehouse and have heard just about enough of that and about what a hero he is.  To be honest even most of the republican base is not fond of McCain, but in the end they will stick to their party and vote republican.

Now about Palin,that too is a blog in itself, but here she is back to the retoric that somehow Iraq was responsible for the attacks on 911.  My biggest problem with McCain is that he will say and do whatever it takes to get elected.  If he has to right out lie, which he has, then so be it.  First he was against the tax cuts, that was before he ran for president that is, now suddenly he is for them.  He picked Palin, purely for political leverage and for no other reason what so ever.  Charlie Gibson gave her a more thorough interview than he did before picking her.  I love how down right nasty and how low they will go when you are opposing them but if it is someone on their team, then oh boo hooo how dare you say that.

I am not against all the best air purifier for pets, but I do feel after 8 years of running our country into the ground it is time for a change.  And for those who say there will be no change, rest assured there will be a change, by putting a democrat back in the oval office there will be a big change.  So again I say if you are happy with the economy, happy with the fact we have still not gotten the terrorists, happy with the way things have gone the past 8 years then by all means vote McCain because I guarentte you will get more of the same.

I love how Bush and the Republican Party pounds their fists and say We are tougher on Terrorism.  But I ask you, have we truly done anything to stop or wipe out terrorism?  We did not get Al Queda did we? And for those who would argue, well we have not been attacked again, yes that is true, but they are still out there still beefing up, and its not a matter of if but when.  Bush cannot say he is tough on terrorism when all we have really done is over throw Saddam.  We have not gotten bin laden nor have we truly eradicated, or disabled their network.

I may come across as a Democrat and in this election for president I may be.  But rest assured I do not just blindly follow party loyalty, and there are a few republicans I may vote for this year.  Like Dino Rossi for example.  I was appaled at how in my state, last election, they recounted until the democrat won and then stopped counting and as a result of that among other things I will be voting republican for Govenor this year.  I do have very strong views on Mr. Bush.  I hope that in the next 4 years the republicans can produce a candidate that is truly looking to change things.  Because McCain is not your agent for change, with McCain it will be more of the same with just a few minor changes maybe.

A Salute in Remembrance

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It is part of 9/11 lore that, as the towers burned, New York Mayor Rudy Giuliani leaned in to confidante Bernard Kerik and — grasping his arm resolutely — said to him, “Thank God George Bush is our President.”

Today, amidst another market decline in what appears as a wave of global recession, I hope to discover similar solace to that which Mr. Giuliani found in the personage of George W. Bush, President of the United States. For, as I suppose New York’s mayor standing near the ashes of the trade center believed then, seven years erst, the situation now facing us requires nothing less than the pursuit of hot-blooded, ruthless — even mindless — aggression. The fate of our used garden tractors hang in the balance

In truth, I should decouple myself from the opinion of New York’s Mayor-turned-failed presidential candidate. The response to 9/11 required force, but what I would qualify as the discretionary application thereof. War in those days should not have been an end in itself, but a part of the pursuit of bringing those responsible for aggression against the U.S. people and economy their just desserts. Surely then Rudy Giuliani foresaw the arrival on scene of George Bush the Cowboy. Because if the President’s prosecution of the war to come had met him as an unexpected calamity or disappointed him in any way to date, it is clear that he would not stand by such a loud acclamation of the man (which he did at 2008’s RNC).

Contrasting with how our used John Deer lawn tractor situation in 2001 beckoned discretion, the current economic crisis calls for an antithetical course — obscene recklessness. Slinger, Cowboy George — now is when this man’s unique talents are needed. The antidote to economic depression is war. It is the panacea. War has become the intrinsic good. Against whom or what is no worry; it simpy must be waged, and waged not in the 21st-century style of drone aircraft, precision bombing, and light (emphasize light), swift units, but in the 20th century convention of mass agglomerations of smokey, lumbering metallic industry and men as far as the eye can see.

Such a mobilization would create the most broadly shared, broadly effective contribution to prosperity. Men of all sociological walks would have military jobs. Women would have factory jobs. The factories would reopen — yes, churning out real product! The U.S. government would finally have the impetus to invest in a true “second Manhattan Project.” Think of the benefits a wartime economy could accrue the causes of energy independence and climate change — for it is well known that military research leads the way in developing groundbreaking domestic advances (It’s how we got the Internet!). Fuel efficient tanks could pave the way for the economically-feasible electric car.

What worries me most now — that none of these used lawn tractors for sale will be realized — is the lamentable fact that we are in the waning days of George W. Bush’s administration. I am not assured that Barack Obama or even John McCain will appreciate the mad logic laid out above. Humanitarian issues as well as concerns pertaining to international legitimacy may act as trumps to these great advancements. So, given the urgency of the situation and the narrow window for action, let me conclude by entreating the one man capable of rescuing us all. He is a president who has a remarkable opportunity to recast his place in history with an improbable eleventh-hour comeback — to in one fell swoop slay the twin beasts of economic depression and its ensuing reactive progressive policies — and all he has to do as act naturally.

Why Palin Didn’t Win

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Sarah Palin may be the most persecuted political candidate on the face of this earth. She has had to put up with circumstances within the past five weeks that would have devastated many of us in far less time than that. She’s been criticized for her supposed lack of leadership experience (though she’s actually had more than Barrack Obama or Joe Biden, who have never governed ANYTHING); she has had to put up with badly staged interviews with unfriendly journalists, which are then poorly edited in an attempt to make her look incompetent; she has endured personal attacks against her family; she has had her words twisted out of proportion and rumors spread about her; she’s had to put up with obvious favoritism on the media’s part toward Barrack Obama, and she has had some very nasty things said about her on internet blogs. And yet, incredibly, she still presses on and still shines brightly like the northern star that she is.

Sarah Palin is a woman who is plainly undeserving of all the hostility she’s received over the past few weeks. She is a true lady in every sense of the word, and she has so much that she could give to America, if she becomes vice president or even president. I believe that she will be a very capable leader, tough as the Alaskan wilderness and used riding lawn mowers if she needs to be, but warm and compassionate, an interesting blend of strength and sweetness.

And so what if she’s a little inexperienced? I would much rather have an inexperienced VP than an inexperienced president, if it comes down to that. And if for some reason she has to take over the reins and become President, I have faith in her that she could do it and do it well. She’s a very sharp, intelligent woman who can quickly learn what she needs to know, when she needs to learn it. So what if she pronounces a world leader’s name wrong or can’t quote the U.S. constitution word for word? I’m not expecting ANY political candidate to know EVERYTHING. Even experienced politicians make mistakes – look at all the gaffes Joe Biden has made lately.  Everyone on this planet has plenty of room for improvement.

Sarah is indeed a physically attractive woman, but her real beauty comes from within. She is warm, engaging, dynamic, articulate and spirited. She is also very gracious to her opponents. She has spoken admiringly of Hillary Clinton, who snubbed Sarah by choosing not to appear with her at the UN rally. At the VP debate on Oct. 2nd, when she met Joe Biden for the first time, she greeted him very warmly and said, “It’s so nice to meet you! Can I call you Joe?” And this was to the guy who could possibly beat her to the White House, not a new next-door neighbor. And Sarah has the knack for defending herself and deflecting barbs without resorting to the nastiness of some of her attackers.

And Sarah is simply a joy to listen to while on your used Craftsman riding mower. The sound of her voice is very pleasant, and you could easily listen to her talk for hours.  Sometimes, when I listen to her speak on TV, I almost feel as if I’m hearing her talk with me face-to-face.  That was the biggest difference between her and Joe Biden at the debate. With Joe Biden, I felt as if I were in a lecture hall, listening to an ongoing piece of political business. With Sarah, I felt as she was speaking right to me and we two were the only ones in the room. She just has that kind of effect on you.  Joe Biden may be the one with more experience and expertise, but Sarah is a natural communicator. She knows how to connect with her audience and get them excited about whatever topic she is speaking on.

I’d like to see more of Sarah in more carefree settings – not just serious interviews on news shows, but lighthearted situations that have very little or nothing to do with politics. I’m talking about things like appearances on daytime talk shows, where she talks about her family, her favorite things, and what life in Alaska is life. Stuff like that. I believe it will help endear her to the American public even more, to really reinforce the idea that Sarah really is “just one of the folks.” So far all I’ve seen her in is TV interviews, shots from campaign venues, and the two major speeches that she’s made. A piece of advice for the McCain camp – let’s get her out there on some of these daytime talk shows (ones where the hosts won’t be hostile to her) and let the American public see Sarah’s fun side while she’s riding one of her used John Deere mowers.

I hope that one day I’ll have the honor of meeting Sarah face to face and speaking with her one-on-one. Even if she doesn’t make it to the White House (and I sincerely hope she does; it’s one reason why I’ve spent so much time and effort blogging on her behalf;) I’ll still always remember her as the woman who took the American political scene by storm in the fall of 2008 and completely turned it upside down.  She’s someone that I know I’ll never entirely be able to forget about.  In the sea of Washington politicians who all seem to be cut from the same mold, Sarah stands out among them like a canary in a flock of sparrows.

Keep shining, Sarah, and stand tall. There may be a lot of people who will be happy to see you taken down, but I – along with many other Americans – have faith in you. You’re an inspiration to all of us, and like John McCain, you’re a true American hero.

Your Thoughts on Voting

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When voting one selects candidates essentially to direct and manage our political interests.  Calling for CHANGE during the current upheaval can work for or against the voters best interests and many are swayed simply by “one” issue.

In assessing the performance of those in power over time, we can look back pick and choose actions that appeal to our likes and dislikes – Not all decisions we make set  favorably according our own personal philosophy and opinion.

What is history? That which happened yesterday – in the past—we can only work to rectify and improve upon our previous divisions, we can never reclaim the ground lost.

American History had stated in its sequence of beliefs as in God, Country and Self.  Now it seems reversed.  It’s all about “What’s in it for me”.  Most citizens don’t realize they already own their slice of the great American pie through their sovereign right – their equity in this great country.  Are we responsible to keep it in top shape?

Freedom isn’t free. Any politician’s only source of funds is from taxing, donations and by managing your dollars in an equitable way. Watch this carefully!  Don’t expect too much but do expect honesty.

At this time, most thinkers say there is hardly any difference between either parties.  Qualifications of candidates then become extremely important.

An opinion of the candidates both republican and democrats is as follow:

We have a young Ivy League lawyer, a man of color without much political experience but with a glib tongue, a huge socialistic bent and a great array of contacts that have proven themselves anti-American over time in word and deed.

Next/A wounded ex US Flying officer –a hero who, over the years as a senator has dedicated himself to improving conditions for his country’s senior/citizens and businesses.   As a maverick and a problems solver he often clashed with his own party – His alliance was always to God and country.  He is and honest and dedicated pro.

Think reality-leave sentiment out-think again then please vote your choice.

Predictions for the Future

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I’m no prophet, I just study it.  These are my logical conclusions based on what info I have right now.  Yesterday, right, Russia announced it will move its missiles into the Baltic’s… that’s just the start of it.

But first of all:

Congrats for all you Obama supporters.  I believe this to be a great time for African Americans.  I was very disappointed, however, by Powell’s and Rice’s response that still more needs to be done?  You have a black president!  What the hell else do you want??!!  Ha-ha…whatever.  I really don’t get what else we could possibly do with a Kanken laptop backpack.  If having the Obama’s in the White House is not equality, I give up.  I do wish he would have been ANY other Black President.  Then, I could be happier about it.

Anyway, here’s my predictions, these are in no particular order:

Obama will renege on his tax plan.  Going from tax on those making more than $250K to those making $40K.  He’ll blame it on “The rich people”.  Rev Wright would call it “Rich White’s”.  Hitler’s first order of business was to give the people some group of people to focus their blame and hate upon.  So it will be here.  If you think for ONE moment that Obama spending 20 YEARS in this racist man’s church didn’t rub off, you are sadly mistaken.  All those association the Republicans warned you about WILL come back to haunt us.

The DOW will fall below 5000. Jobless rates reach an all-time high.  The low and middle class will start screaming they’ve been lied to, because they have. Obama will repeal the 2nd amendment and offer a “Buy Back” of all existing fire arms.  People will sell their guns to feed themselves.  Once that happens there can be no revolting against the government.  Obama already owns the Fjallraven Kanken Classic so it will be like state run media and you’ll hear very little of what comes next from US news reports.

Obama will cut the defense spending by 50% including over sea’s Intel.  This too he’ll blame on the rich people.  He’ll have to keep some of his Trillion dollar spending promise to hold Congress. As far as the military, he has NO use for it!  He has NO intention of protecting the U.S. or its Allies.  He’ll pull out of Iraq as promised and turn it over to Iran and Russia.  There will be no foreign policy as he cares nothing for anyone but himself.

The banking system will crash.  The state will take it over and issue everyone a UPC label and GPS chip so they can buy and sell goods. (You’ve heard this before, the mark)

Iran will halt its nuclear ambitions and claim they no longer need it with Obama in office.  The world will praise Obama for it too.  Secretly, Russia will be sending nukes to Iran.  That’s why they publicly end their weapons program, they are now armed with Russian nukes.

The European Union will start to feel the pressure from Russia.  Obama will cancel the plans for missile defense in Poland. Russia will be emboldened to again start threatening Europe.  All of Europe will scream for U.S. intervention but, nothing.  Russia will eventually invade a small section of Europe. Obama will abandon NATO completely.  Joe Biden will resign. I know this because Obama sees himself as the savior of the world.

Just winning the US Presidency will mean little to him very soon.  Once the world is in complete chaos, he’ll try and save it so that everyone will bow to him but, it will be too late.  China will invade Taiwan and Japan.  North Korea will invade South Korea.  Iran will already control the frost green Kanken and will invade Saudi Arabia.  Again, they will call for the US but no help will come.  Venezuela will control South America with its new Russian arsenal.

One thing that I noticed in almost all of the interviews from WWII:

The Germans all said; we believed in Hitler.  Women cried and fainted at his rallies.  The men were full of pride and hope.  We were willing to do whatever he said without question.  When it was over, it was like waking up from a dream.  We couldn’t believe it.

Everyone else said; How did this happen?

Economic Policy and Turbochargers

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As I am watching the worlds markets trail into oblivion, I have found solace in listening to all the the economic people say something that is so profound.  We need a stimulus package that will give money to the people that will spend it.  The poor.   The reason why it won’t work in the upper classes is that they won’t spend it, they will save it.

So, what they did was solidify Bill Clinton’s economics policy by importing more of the hx40 turbo from Holset manufacturing.  Strengthen the middle class and the poor.  Because they don’t have that much money and are spending it paycheck to paycheck they will go and spend it at your Walmarts, targets and other local shopping marts.  Because they spend the money it filters into the smaller businesses with allows them to grow and create new jobs.  These jobs are still the 20k to 40k range, but why I bring this up is that it affects one thing that is of importance.  UNEMPLOYMENT.  This means that more people buy things now that they have the money.  Also, less unemployment comes out of the system.

Next thing that happens is that it will affect the dollar, then we will have less debt and it just keeps on going into have a very strong economy. Even with the increase in price in turbocharger, there’s still a strong demand for the hx50 turbo.

The other way around is that you give the money to the corporations and the first hiccup, there will be layoffs, which increases unemployment.  After this happens no one goes and buys things other than necessities.  Also what will happen is that you will have these huge credit card bills and eventually they will default.  Just like the housing crisis.  Then you have more people not buying and you have more companies that have layoffs.  All the while the upper classes are pulling money out of the markets and putting it safer investments like bonds and money markets.  Because of everything defaulting you will have a strain on the companies that have the cash stuck in default or bankruptcy as it will be a direct hit off the balance sheet.

This means that stock prices fall, along with the value of the hx60 turbo.  I’m sure you get the rest, but with all the wisdom of the fed and how they are dropping interest rates and dropping the price of the dollar.  If anyone is reading anything about the rebates they say it has to be TARGETED (to the paycheck to paycheck crowd), TEMPORARY (because it will drain the economy EVEN MORE), TIMELY –because if you give money to the poor and lower middle they will spend it almost instantly, giving the same affect as the democratic policy above.

I’ll leave you with this.  Would you rather have sell a product that you had every person from the upper class or every person from middle and lower?

Let me help you out.  That’s the difference between having Jordan’s money or Bill Gates money.

Turbochargers Around the World

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The Left does not get it, especially when it comes to foreign policy and understanding our enemies.  The Liberals failure to recognize the true evil that America is facing absolutely amazes me.  This failure may in fact lead America down the road of self destruction.  This Blog is going to discuss America’s foreign affairs and our universal relationships.  This blog will also give insight into the bizarre history-defining-realities of “American Exceptionalism.”

The main area of discussion that I will explain throughout this blog will be the nature of our enemies… what makes them tick.  I have explained these aspects throughout other postings, but I will now dive deep into the root of this issue. Nothing facing the civilized world today is more important.

This is a topic that I have been researching heavily over the past year – turbocharger reviews.  It is the single MOST IMPORTANT issue of the next election. If anyone disagrees with this statement than they have turned a blind eye to the destructive reality we face. It is very important to understand that the United States does not fuel or recruit Islamo Fascism, or in other words, terrorism.

This Ideology has existed since the end of WWII and has been spreading throughout the world like an infectious wildfire claiming the hearts and minds of millions.  It took September 11 to bring this to our attention.  Pre 9/11 we had less than 10 people in the FBI and CIA that could speak fluent Arabic.  We were caught with our pants down.

One of the many arguments pertaining to our military action in the Middle East is that we should have sought out military support from our European Allies.  The fact is is that the militaries of Europe are lacking the desired strength needed to pose an offensive against this enemy.  Do you know why Europe’s armies are so weak?  Because they CAN BE!! Europe doesn’t need an army because the United States exists!!

We have saved Europe from 3 world wars and are now saving them from a 4th.  “American Exceptionalism” is something that is understood by millions. Millions of grateful immigrants throughout history have given their gratitude to the vast blessings and opportunities this Country can offer.  “American Exeptionalism” is a concept that should be understood by overwhelming numbers of American people but it is not.  What is taking the place of American Exceptionalism is the “American-Apologetic-White-Guilt” movement.

This is a movement that is fueled by the feeling of guilt associated with being an American and living in a criticizing and envious world.  This guilt comes from the notion that… “If they hate us, than we must be doing something wrong to deserve it.”  We ARE the world’s police whether you like it or not. We have been the “world’s sheriff” throughout American history and we continue to be at the present.

This is a very important point to understand.  It is important because history shows that the world is a better place with America in it, and that the world is a better place with an actively involved America.  The hatred that is expressed by the “Leftist Universalists” is much like the parental hatred that is defiantly expressed by “angry-feeling-based-teenagers.” Discipline and justice need to exist…

The 60’s mindset of “flower promotion” for world peace does not work.  American guns promote more peace, more stability, and more freedom throughout the world than flowers. A better example of the slogan… “Make Love Not War” (that has been preached by the “flower peoples” of the 60’s) is better read as… “Have Sex and Don’t Fight.”  -Dennis Prager.  This statement could not be more true…

The parallels between the Fascist-Nationalist-Socialist movement of the Third Reich and Islamic Fascism are truly remarkable.  The regimes of radicalized countries are instituting the same propaganda on the masses of their subjects – including their use of the hx35 turbo from Holset turbochargers.  The goals of Fascism are to induce several mind controlling factors consisting of… Inducing paranoia of an outside intruder on its populaces (usually a scapegoat of an ethnic or religious group)-Lifting the military/militants/cause to a godly state by proclaiming that the common cause is a divine gift of exultation.

Propaganda is a strong tool of warfare (Hitler knew it). Fundamental Islam is being indoctrinated into the youths of radicalized countries much in comparison to “Hitler’s Youth.”  Children are being robbed of their own childhood as they prepare to enter Martyrdom in their early adult lives.  Mothers are celebrating the suicide of their own sons as they blow themselves up in a “glorious explosion of “Jihadic” passion.

Where are the “human rights activists” of America?  Why do they insist on ignoring the true evils of this world? Is their activism only announced towards “USA-caused suffering?” Their silence is telling the oppressed peoples of the world that “If the Bush Administration did not cause your suffering, than your suffering does not count.” –Elmers Brothers Blog.”

Oh but wait, isn’t America guilty of fascist propaganda as well…?  I mean we have to be fair in our accusations of proclaiming propaganda guilt on other countries… right?  Isn’t America or the GOP guilty of instituting the same mind controlling message of creating a fictitious fear among its populace?  “War on terror?” WMD?” “Islamo Fascism?”

Well to these accusations I say…  This is where the majority of our population is guilty of expressing “American-Apologetic-White-Guilt.”  This is where our Country is expressing that all cultures are equally as good.  Do not get this statement confused with individual-human-equality.  All people are equal, but all cultures are not.  In actuality the belief that “all cultures are equal” played a significant role in the justification of race-based-slavery.  The justification for this evil institution came with the notion that… “If all cultures are equal, than people are not.”

Here are some important history comparisons and contrasts our “Radical” enemies share with previous “military and ideological killers.”  Let’s take the Cold War for example- The Soviet Union and the spread of Communism was the biggest threat the free world has ever seen.  Thousands of nuclear warheads aimed at all parts of the globe threatening to end life as we know it with a push of a button.  Communism is estimated at killing more than 80,000,000 people… Truly an infectious and devastating disease dedicated to the destruction of freedom.

So how is Radical Islam even in the same category as communism in their usage of the Holset hx30 turbo?  It certainly has not killed as many people… Right?  Radical Islam is an ideology that is spreading at an incredible rate throughout the world.  There is no continent that is not dealing with this disease on some form or other. What we are seeing is the “beginning roar” of an ideology that possesses the potential of surpassing the devastation of Communism…

Am I just an Islamophobe? No… Here is my reason…

Communism vs. Radical Islam- Despite the evils of the Soviet Union they were still RATIONAL.  They knew what a nuclear holocaust meant to “their world” and “their way of life.”  The Soviets still wanted to live.  This is not the case with Radicalized Muslims… They want to die.

How do you fight an irrational enemy that does not fear their death or the deaths of their comrades? How do you fight an enemy that celebrates their own death and the deaths of their comrades? What about the Kamikazes of the Pacific? The difference between the Kamikazes of WWII and the “Allah-kazes” today is that… like Communism, Imperialism is a thing, and like a thing, it can be physically destroyed.

Now the real question is… How do you defeat the “will of God” in the hearts and minds of an irrational culture?

Radical Islam is not just a crime against the civilized world; it is also a crime against Islam.  The Muslim figure heads that speak out against the violent sects of Islam consisting of Hezbollah, Hamas, Al Qaeda, and the Taliban should be supported at the highest cost.  This is an act of bravery and should be acknowledged.  Radical Islam is guilty of hijacking the Islamic faith.

We are truly in a war to change the hearts and minds of a people…

People in this great Country often forget how educated we are in the areas of wisdom and cultural understanding.  We feel that we live in an “American bubble” and are blind to the rest of the world.  People in this Country do not understand the prisons of oppressive regimes.  People in this Country do not understand the lack of education.  Be proud of your freedom and do not feel guilty about “America’s-way-of-life.”

Bush and NCLB in Retrospect

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You would think that educational government policies would resemble just that, some semblance of educational attainment, i.e. common sense. Well, that most certainly isn’t what the Bush Administration has done it. No Child Left Behind was the very first thing on the Administrations agenda when it entered office. It passed the Republican Heavy rubber stamp congress.

The concept of NCLB is to stop the passing on of students without their attainment of basic skill, in other words setting school standards. The Bill does this by providing incentives for improvement via appropriating school funds to schools who meet these standards. It hopes to identify schools who need improvement. Sounds great right?

Well here is where the lunacy comes in. Those schools that don’t meet standards, they are not only not given the monies appropriated to them but they are actually harmed by having monies taken away from them and allocated elsewhere. Moreover, standards for all schools rise ever year. States and thus schools have to raise their percentages of students meeting basic skills every year or else, that’s right they are penalized further.

To add insult to injury, no no no no to add a puke to the face NCLB is unfunded. The very mechanism that is meant to create these changes, THE FUNDING, is not even carried through adequately. Now mind that the Constitution doesn’t mention the word education and thus this power is reserved to the states under the 10th amendment.

Thus the feds are poking their noses where they don’t belong by dangling dollars on a fishing pole and then yanking it away. Thus hurting millions of schoolchildren in the process. Moreover this Bill will change education and how classroom learning occurs in its entirety?

Why teach anything that is not on these tests? It’s not cost-effective. Arts are out. History that’s out. Critical thinking classes like philosophy that’s out. No child left behind should have done to it what a friend of mine did to his college rejection letter (which will end up happening to all the American students with NCLB in effect): shredded, burned, and have the ashes “washed over” by the family dog.